Motor Insurance

This class of insurance is made compulsory by Government through the legislation known as the Motor Vehicle (Third Party) Insurance Act of 1945. The Third Party Only cover which is the minimum type of insurance legislated upon provides indemnity to policyholders against legal liability to Third Parties for death, bodily injury and property damage.

The most popular type of cover under this policy is comprehensive insurance which, in addition to the cover provided under the Third Party only, will also indemnify the policyholder for loss or damage to the vehicle resulting from road accident, fire and theft or any attempt thereat.  The premium payable for the various forms of cover under this class of insurance is regulated by a statistical table of rate known as “tariff” which is approved by Government.

To enable us advise the premium payable in this regard, we will require the following information:

• A list of the vehicle to be insured showing make, type, registration and value of each
• The type of Cover required

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